looking for the best loan

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The Cobas Group

—— Jerard Cobas

Our mission is to get you the money you’re looking for to accomplish your real estate goals and dreams! Whether you’re looking for a mortgage to make your first home purchase or trying to find a way to buy that 11th investment property, we’re here to help. As one of North Carolina’s best loan officers, The Cobas Group is committed to you and your family throughout the loan process. We’re fortunate to be able to offer loan products that others can’t, and help customers with credit scores down to 500 with loan options in all 50 states.

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We Can Help You

What Are You
Looking For?

Whether you’re a first-time home buyer looking for a home loan or down payment assistance program, an experienced investor looking to fund your spec build or long-term multi-family holding, we have a loan product that can accomplish your goals.

Some Feedback

What Our Clients Say

Don’t just take our word for it, here’s what our amazing clients have to say!

300+
Happy Clients
  • Jerry was amazing to work with! Always available, never pushy, very knowledgeable. He was patient in answering all my questions as a newer real estate investor. He was instrumental in walking me through all the requirements to get me to the closing table. I highly recommend Jerry Cobas with Edge Home Finance and will definitely call him on my next deal!!

    Stacy Durrell Avatar Stacy Durrell
    October 25, 2023

    Jerry is the man. If you’re like me and you want fast responses, and an “easy to work” with person. Jerry cobas is him. He will get er done

    Sean Mata Avatar Sean Mata
    September 25, 2023

    Jerard is amazing! His knowledge and willingness to share this information with ANYONE, is truly remarkable. He goes above and beyond to ensure you understand the financial aspect beyond a mortgage payment. A great person to connect with!

    Destinee Matthews Avatar Destinee Matthews
    November 25, 2023
  • Jerard Cobras worked closely with me through the process of obtaining the loan for my home and was absolutely wonderful. He was patient, professional, and very knowledgeable. He explained everything and kept me updated all along the way. If I could give him more stars than 5, I would. I highly recommend Jerard for your home financial needs.

    Sonya W Avatar Sonya W
    February 25, 2023

    Working with Jerry was a breeze. Always explains thoroughly what the products they have from conventional to fix and flip loans.

    Slavik Chubachuk Avatar Slavik Chubachuk
    December 11, 2023

    I highly recommend Jerard for all your Loan needs. He very well try to understand your needs and provide different options ,he also goes above and beyond to make it happen. I have never seen a Loan officer like him. Thanks alot for helping us to get the loan we needed.

    Maheshkumar Jagannathan Avatar Maheshkumar Jagannathan
    August 25, 2023
  • Jerard was our mortgage guy when we refinanced our house last year with Loan Depot. He was excellent….made everything so easy, was accessible and easy to contact, answered all our questions and facilitated all the online info we needed to submit and helped us navigate the whole process from the first phone inquiry to the final closing. I highly recommend Jerard if you are looking at buying or refinancing your home.

    Kate Weidenbach Avatar Kate Weidenbach
    February 25, 2023

    We've done multiple loans with Jerard. He's very knowledgeable and patient. He always made time to answer all our questions throughout the process and was quick to respond.

    mvc 2141G Avatar mvc 2141G
    February 25, 2023

    Jerard helped my husband and I with a refinance of our home. He was professional, knowledgeable, helpful, and available. I highly recommend him for your home financing needs.

    Nichole Niemeyer Avatar Nichole Niemeyer
    February 25, 2023
  • Highly highly recommend! I am convinced he is one of the best brokers out there! He explained everything in great detail and was completely transparent throughout our entire process! He has definitely earned a lifetime of business from my family and I!

    Breanna Roberts Avatar Breanna Roberts
    December 11, 2023

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