Charlotte, NC

(704) 669-8036

Mon-Fri 8a – 10p Sat/Sun by appointment


Loan Products List

Here’s a list of many of the loan products we offer. Availability of specific products may change without notice based on market conditions and appetite. Not all products may be available in your county or state. If you don’t see a loan product you’re looking for, contact us to see if we have it available or can request it for you.

  • Acreage
  • Alt-Doc
  • Asset Based Lending
  • Asset Utilization
  • Bank Statement
  • Bank Statement HELOCs and Fixed Seconds
  • Barndominiums
  • Blanket loans
  • Blanket construction loans
  • Bridge loans
  • Buydowns
  • CalHFA
  • Cash out
  • Commercial loans
  • Commercial Construction
  • Construction loans
  • Construction to Perm
  • Conventional loans
  • Conventional ARM
  • Conventional Fixed Rate
  • Conventional High Balance
  • Conventional Home possible
  • Conventional Home ready
  • Conventional HomeOne
  • Conventional RefiNow
  • Community mortgage
  • Custom rates
  • Custom terms
  • Debt consolidation
  • Delayed financing
  • Down Payment Assistance (DPA)
  • DSCR
  • Equipment Leasing
  • Factoring
  • Farm Loans
  • FHA Loans
  • FHA ARM
  • FHA Fixed rate
  • FHA High Balance
  • FHA Rehab (203k)
  • FHA Streamline
  • FHA 100% financing
  • Fix and Flip
  • FSA
  • Full-Doc
  • Halal Financing
  • Hard Money
  • Hard Money commercial loans
  • HELOC
  • High LTV cash out refinance (89.99% Max LTV)
  • Interest Only (IO)
  • ITIN
  • Jumbo ARMs
  • Jumbo fixed rate loans
  • Jumbo temporary rate buydowns
  • Lease backs
  • Lines of Credit
  • Lots
  • LPMI
  • Mixed Use
  • Multi-Family
  • No Credit score loans
  • No income loans
  • No experience fix & flip loans
  • No experience GUC loans
  • Non-QM
  • Non-QM 2nds
  • Non-QM temporary rate buydowns
  • P&L
  • Piggy Back HELOC
  • Portfolio
  • Rate and term refinance
  • Raw land
  • Recreational land
  • Rehab
  • Reverse
  • Rosebud down payment assistance
  • Rural DSCR
  • SBA
  • Second lien debt consolidation
  • Section 184 Indian Home loan
  • Sell and Stay
  • Short term rental DSCR
  • Special Use
  • Spec builds
  • Stand Alone HELOC
  • Temporary rate buydowns
  • USDA Loans
  • USDA Fixed rate
  • USDA Renovation
  • USDA Streamline
  • VA
  • VA ARM
  • VA Fixed rate
  • VA High Balance (HB)
  • VA Renovation
  • VA Streamline (IRRRL)
  • Vacation rental DSCR
  • 1099
  • 2nd liens
  • 40 year term
  • 40 year Interest Only

Ready To See What Loan is Right For You?

We’d be happy to discuss your situation and what you’re looking to accomplish at any time. Call Jerard Cobas directly at (704) 669-8036. If we can’t help we’ll point you in the right direction to someone who can.