Charlotte, NC

(704) 669-8036

Mon-Fri 8a – 10p Sat/Sun by appointment


Privacy Policy

Effective: December, 2022

By vising www.ncbestloanofficer.com – you are consenting to our privacy policy.

At www.ncbestloanofficer.com, the privacy of our visitors is of extreme importance to us. NC best loan officer (“we” “us” or “our”) is committed to protect your privacy online. This Private Policy outlines the information that is collected through ncbestloanofficer.com (the “Site”), and how such information is used.

Our Use of Cookies
Ncbestloanofficer.com does use cookies to store information about visitors preferences, record user-specific information on which pages the user access or visit, customize Web page content based on visitors browser type or other information that the visitor sends via their browser.

A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server. Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed. Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

We use cookies for the following purposes:

(a) [authentication – we use cookies to identify you when you visit our website and as you navigate our website];
(b) [advertising – we use cookies [to help us to display advertisements that will be relevant to you]; and
(c) [analysis – we use cookies [to help us to analyze the use and performance of our website and services];
We use Google Analytics to analyze the use of our website. Google Analytics gathers information about website use by means of cookies. The information gathered relating to our website is used to create reports about the use of our website. Google’s privacy policy is available at: https://www.google.com/policies/privacy/

Log Files
Like many other Web sites, www.ncbestloanofficer.com makes use of log files. The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

Browser Cookies
Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from browser to browser, and from version to version. You can however obtain up-to-date information about blocking and deleting cookies via these links:

(a) https://support.google.com/chrome/answer/95647?hl=en (Chrome);
(b) https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences(Firefox);
(c) http://www.opera.com/help/tutorials/security/cookies/ (Opera);
(d) https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies (Internet Explorer);
(e) https://support.apple.com/kb/PH21411 (Safari); and
(f) https://privacy.microsoft.com/en-us/windows-10-microsoft-edge-and-privacy (Edge).
Please note that blocking cookies may have a negative impact on the functions of many websites, including our Site. Some features of the Site may cease to be available to you.

Advertising

Display Advertising
Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non personal identification information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. Our advertising partners will track your behavior on our website and on other websites across the Internet using cookies

This Site is affiliated with Google Adsense
Google, as a third party vendor, uses cookies to serve ads on www.ncbestloanofficer.com. Google’s use of the DART cookie enables it to serve ads to users based on their visit to www.ncbestloanofficer.com and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at the following URL – www.google.com/privacy_ads.html

Affiliate Program Participation
NC best loan officer may engage in affiliate marketing, which is done by embedding tracking links into the Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purpose of commissions.

Other Website Links:
This site may provide provides links to other websites as a convenience to our visitors. Those sites are not owned by the site and are not governed by this privacy policy. We are not responsible for the privacy policies or practices of third parties. We encourage you to review the privacy and security policies of any website that you visit.

Newsletters
On the Site, you may subscribe to our newsletter, which may be used for advertising purposes. All newsletters sent may contain tracking pixels. The pixel is embedded in emails and allows an analysis of the success of online marketing campaigns. Because of these tracking pixels, we may see if and when you open an email and which links within the email you click. Also, this allows the Site to adapt the content of future newsletters to the interests of the user. This behavior will not be passed on to third parties

Comments
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Changes to the Privacy Policy
We may change this Privacy Policy from time to time. The most recent version of the Privacy Policy will always be posted on the Site, with the “Effective Date” posted at the top of the Policy. We may revise and update this Privacy Policy if our practices change, as technology changes, or as we add new services or change existing ones. If we make any material changes to our Privacy Policy or how we handle your personal information, or we are going to use any personal information in a manner that is materially different from that stated in our Privacy Policy at the time we collected such information, we will give you a reasonable opportunity to consent to the change. If you do not consent, your personal information will be used as agreed to under the terms of the privacy policy in effect at the time we obtained that information. By using our Site or services after the Effective Date, you are deemed to consent to our then-current privacy policy. We will use information previously obtained in accordance with the Privacy Policy in effect when the information was obtained from you.

Contacting Us

If you have any questions about this Privacy Policy, or the practices of this Site, please use our contact form or contact us at Jerry.cobas@Edgehomefinance.com

Ready To See What Loan is Right For You?

We’d be happy to discuss your situation and what you’re looking to accomplish at any time. Call Jerard Cobas directly at (704) 669-8036. If we can’t help we’ll point you in the right direction to someone who can.