Often times customers are given a home loan only because that’s all their lender offers. With access to over 50 different residential lenders, you can complete your home purchase or mortgage refinance with confidence, knowing that you’re getting the right product for your goals and situation. Ask us about our first time home buyer and down payment assistance programs. Let’s make sure you’re not leaving free money on the table.
Investors looking to expand their real estate holdings may benefit from our non-QM products below. We have access to many loan products that traditional lenders don’t offer. These products can also help self-employed customers get a home loan when other lenders have said it wasn’t possible.
Residential home loan amounts up to $10mm depending on product and guidelines. Most non-conforming products max out in $2-3.5mm range. Conventional and government loans follow loan limits based on product and county. $5mm max jumbo loan amount with unlimited cash in hand. LTV restrictions still apply.
Conventional home loans
- Adjustable Rate Mortgages (ARM)
- Bridge loans
- Construction to Perm
- Cash out refinances
- Fixed Rate 8-30yr terms
- High Balance
- High LTV cash out refinance (89.99% Max LTV)
- Home ready
- Home possible
- HomeOne
- RefiNow
- Lender Paid Mortgage Insurance (LPMI)
- Rehab loans
- Temporary Rate Buydowns
Government Home Loans
FHA
- ARM
- Fixed Rate
- High Balance
- HECM Reverse Mortgage
- Rehab (203k) and (203b)
- Streamline
- Temporary Rate buydowns
USDA
- Fixed rate
- Streamline
VA
- ARM
- Fixed Rate
- High Balance
- Streamline (IRRRL)
- Temporary rate buydowns
Non-QM Loans
- Alt-Doc
- Asset Utilization
- Bank Statement
- Blanket loans 3+ properties
- Debt Service Coverage Ratio (DSCR) loan
- Full-Doc
- Hard Money
- Interest Only (IO)
- Individual Taxpayer Identification Number (ITIN) loan
- Jumbo
- No income loans
- P&L loan
- Portfolio
- 1099
- 40 year term
Other Residential Home Loan Products
- Bridge loans
- CalHFA
- Closed-End Second Mortgage
- Construction loans
- Down Payment Assistance (DPA) programs
- First Time Homebuyer programs
- Fix and Flip loans
- HELOAN
- Homebuyer Assistance Program (HAP)
- Jumbo Reverse mortgages
- Manual underwrites
- Manufactured home loan products
- Piggy Back HELOC
- Purchase Assistance Program
- Reverse mortgages
- Second Reverse mortgages
- Stand Alone HELOC
Please note – All programs may not be available in certain counties or states
Use our contact page to reach out about your specific home loan situation and goals, so that we can see how we can help. Don’t see a loan product available that you’re looking for? Message us and see if it’s something we can get for you or point you in the right direction of who may be able to help.
If you’re ready to fill out an application you can begin here.
