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Blog

wooden house and percent block balancing to represent interest rates
Blog | Home Financing

How to Refinance Your Mortgage Online With Edge Home Finance

How to Refinance Your Mortgage Online Refinancing your mortgage online has a pretty standard process and should be fairly simple. With The Cobas Group at Edge Home Finance, homeowners and…

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Front of large white stone home with black roof and black windows. Green grass and 3 car garage.
Blog | Opinion

5 reasons you MUST buy a house in 2026

Are you thinking of buying a home, but not sure when the timing is right? Are you asking yourself and wondering, “Should I buy a home in 2026 or not?”…

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Dollar bill floating in water
Blog | Personal finance

EARNING THE FLOAT – MAKE PASSIVE INCOME THINKING LIKE A BANK

How I make passive income thinking like a bank A LITTLE BACKGROUND ON EARNING THE FLOAT Float, in a traditional sense, is basically banks double counting deposits for a short…

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The Clothes Dryer Connection You Need So Connecting A Dryer Vent Is Easy
Blog | Real Estate Hacks

The Clothes Dryer Connection You Need So Connecting A Dryer Vent Is Easy

Ever wonder just how you’re actually going to connect that dryer vent to the wall when you can’t be behind the dryer as you put it in place? Do you…

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Navigating Home Financing: Why to use a Mortgage Broker in Waxhaw, NC
Blog | Home buying process

Navigating Home Financing: Why to use a Mortgage Broker in Waxhaw, NC

Introduction Ahoy, future Waxhaw homeowners and adventurers! Nestled just south of Charlotte, Waxhaw offers a serene escape while keeping you close to the urban pulse. If you’re embarking on the…

Read More Navigating Home Financing: Why to use a Mortgage Broker in Waxhaw, NCContinue

Modular Homes vs. Manufactured Homes in Columbia, SC
Blog | Real Estate Lingo

Modular Homes vs. Manufactured Homes in Columbia, SC

Introduction Howdy, Columbia explorers and future homeowners! Nestled in the heart of South Carolina, Columbia offers a mix of Southern charm and modern living that’s hard to resist. If you’re…

Read More Modular Homes vs. Manufactured Homes in Columbia, SCContinue

USDA Loans vs. Conventional Loans in Asheville, NC
Blog | Product insights

USDA Loans vs. Conventional Loans in Asheville, NC

Introduction Greetings, Asheville adventurers and future homeowners! Nestled in the picturesque Blue Ridge Mountains, Asheville, NC, beckons with its artistic vibe, vibrant culture, and stunning natural beauty. If you’re embarking…

Read More USDA Loans vs. Conventional Loans in Asheville, NCContinue

Creative Ways to Maximize Seller Concessions When Buying Your Fort Mill SC Dream Home
Blog | Home buying process

Creative Ways to Maximize Seller Concessions When Buying Your Fort Mill SC Dream Home

Introduction Purchasing a home is a thrilling adventure, and if you’re in the charming town of Fort Mill, SC, you’re in for a treat! In this blog post, we’re going…

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Navigating Real Estate Lingo: Earnest Money vs. Due Diligence Funds in Charlotte, NC
Blog | Real Estate Lingo

Navigating Real Estate Lingo: Earnest Money vs. Due Diligence Funds in Charlotte, NC

Introduction: Welcome, Charlotte homebuyers and real estate enthusiasts! If you’re diving into the exciting world of property hunting in the Queen City, you’ve likely encountered a whirlwind of terms that…

Read More Navigating Real Estate Lingo: Earnest Money vs. Due Diligence Funds in Charlotte, NCContinue

Prepare Credit to buy home
Blog | Home buying process

How to get your credit prepared to buy a home in 2026

Mortgage rates have been very volatile lately, so it’s important to have your credit score as high as possible before applying for a home loan to help make the process…

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Can I get a 40 year mortgage?
Blog | Product insights

Can I get a 40 year mortgage?

Have you ever wondered if you could get a 40 year mortgage? I’m sure you heard how “back in the day you could get a 40 year mortgage” when all…

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5 Reasons To Get Pre-approved Before Home Shopping
Blog | Home buying process

5 Reasons To Get Pre-approved Before Home Shopping

If you need reasons, besides your parents and realtor told you so, to get pre-approved for a home loan, here’s 5! Your first step when considering buying a home should…

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The Cobas Group

Our mission is to get you the money you’re looking for to accomplish your goals and dreams! Whether you’re looking for a mortgage to make your first home purchase or trying to find a way to buy that 11th investment property, we’re here to help. As one of North Carolina’s top rated loan officers, The Cobas Group is committed to you and your family throughout the loan process.

Quick Heloc

Office

Remote Branch, Charlotte, NC

Hours Mon-Fri 8am – 10pm
Sat/Sun by appointment

Jerard Cobas NMLS# 2027709

  • (704) 669-8036

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Corporate address
Edge Home Finance Corporation
5868 Baker Rd,
Minnetonka, MN 55345
NMLS# 891464

© 2026 EDGE Home Finance | The Cobas Group
All material presented herein is intended for information purposes only.

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